Accept Crypto Payments • Guaranteed 2‑Day Protection • Multi‑Chain Gateway

Decentralized Crypto Payment Gateway with Instant Stablecoin Payout

Q: Do I need account verification to use MidgardPay?

No. MidgardPay is decentralized and most users can transact without verification. Only very high‑volume or suspicious accounts require additional checks.

Q: How long is the payment protection period?

A minimum of 2 days is required for all transactions so buyers can file disputes if needed.

Q: Is MidgardPay custodial or non‑custodial?

MidgardPay is fully non‑custodial. Merchants control their funds at all times.

Q: How do I file a dispute?

A unique payment reference is shown before completing payment. Keep it safe; it is required for filing disputes.

Accept crypto payments through a secure, decentralized crypto payment gateway with non‑custodial processing and instant stablecoin payout to eliminate price volatility risk.

Start Accepting Payments API Documentation

No setup fees • Cancel anytime • Sandbox access

Live Crypto Invoices

Last 24 Hours

18,948

Invoices

~2m

Avg. Confirmation

Amount

82.33 USDT

Network

Polygon

Payment Address

0xc79a1...867656

Protected payments with a minimum 2‑day dispute window and guaranteed refund process.

Supported Blockchain Networks

Multi-chain blockchain payments across major networks with fast, low-cost transactions.

Arbitrum

Avalanche

Polygon

TRON

TON

Sonic

Supported Cryptocurrencies

Accept and process crypto payments globally with instant stablecoin settlement and multi-chain support.

USDT Stable

USDC Stable

ETH

TRX

TON

MATIC

AVAX

ARB

LTC

DOGE

What Makes MidgardPay Different

Our platform provides decentralized, non‑custodial payment processing with automated stablecoin settlement for global merchants.

Decentralized & Non‑Custodial Processing

All payments are processed directly on‑chain from the customer’s wallet. Our platform never holds private keys and does not control user wallets.

Automated Stablecoin Settlement

Merchant balances are tracked securely and settled automatically to their whitelisted wallet every 24 hours through instant stablecoin payout.

No Price Volatility Risk

Protect your revenue from market fluctuations. All payments are settled in stablecoins, ensuring zero exposure to crypto price volatility.

Built‑in Buyer Protection

Every transaction includes a short protection window to increase trust and reduce fraud.

Simple & Transparent Disputes

Our dispute and refund system is fast, simple, and transparent, offering a smooth experience for both buyers and merchants.

Instant Multi‑Chain Support

Accept payments across major blockchain networks with fast, low‑cost transactions. MidgardPay supports multiple chains including Polygon, Arbitrum, Avalanche, TRON, TON and more.

How MidgardPay Works

The payment process is simple, secure, and reliable.

1. Create an Invoice

Generate an on‑chain invoice using the dashboard or API.

2. Crypto Payment

Customers pay directly from their wallet using any supported cryptocurrency.

3. Receive Funds

Merchant balances are settled automatically in stablecoins with zero volatility risk.

Developer API Documentation

Create payments in seconds using our simple API.

Explore API

// Create Payment
POST /api/payments/create

{
  "amount_usd": 5.00,
  "order_id": "ORDER-1234"
}

Frequently Asked Questions

Do I need account verification to use MidgardPay?

No. We are decentralized and most users can transact without verification. Only very high‑volume or suspicious accounts require additional checks. For more details, read the KYC & AML Policy.

How long is the payment protection period?

Protection periods vary by merchant, but a minimum of 2 days is required for all transactions so buyers can file disputes if needed.

How does MidgardPay handle crypto price volatility?

Buyers can pay with any cryptocurrency, but merchants always receive instant USD‑equivalent settlement in stablecoins. This completely eliminates volatility risk.

Is MidgardPay custodial or non‑custodial?

We are fully non‑custodial. Merchants always control their funds and can withdraw anytime.

How do I file a dispute?

Before completing payment, a unique payment reference is shown on the checkout page. Keep it safe; it is required for filing disputes on the Dispute Page. Do not share this reference with anyone.